In development

Fastlane Rewards

Rewards are for saving, not for trading. A week counts when money you add meets your extra-savings goal. Market gains and losses do not count. Rules can still change. The same page is on retirementfastlane.com/rewards.

Level

On-Ramp

0 XP · 40 to Merge Lane

Streak: 0 weeks. Confirmed weeks are 25 XP each. Check-ins count. Planning-action XP is not counted yet.

This week

Extra savings goal $150 per week, into savings, investing, or a workplace plan. You confirm it yourself until read-only linking can measure contributions.

Weekly extra goal

Streak freezes and pauses

You earn one freeze for every four confirmed weeks. You have 0 now. Spending a freeze, or pausing when life happens, is not switched on yet — a missed week still breaks the streak. No reminder nags.

Net-worth milestones

Marks are $100,000, $250,000, $500,000, $750,000, $1,000,000, $1,500,000, $2,000,000, $3,000,000, $5,000,000. A milestone counts only after the balance holds for 14 days. Nothing here is counted yet: linking is not live, so this is your typed savings and cash ($346,000), not a connected net worth.

$100,000Above on your typed plan
$250,000Above on your typed plan
$500,000Ahead
$750,000Ahead
$1,000,000Ahead
$1,500,000Ahead
$2,000,000Ahead
$3,000,000Ahead
$5,000,000Ahead

Your retirement number on this plan is $1,850,000. Typed savings cover 17% of it. That progress is not a milestone until it can hold for 14 days on real balances.

First mile

Confirm one week. No dollar amount on the badge.

Locked

Steady saver

Four confirmed weeks in a row.

Locked

Lane discipline

Twelve confirmed weeks in a row.

Locked

The ladder

On-Ramp, Merge Lane, Cruising, Passing Lane, Fastlane, then Open Road.

On-Ramp0 XP
Merge Lane40 XP
Cruising120 XP
Passing Lane240 XP
Fastlane400 XP
Open Road640 XP

Leagues

Optional, and not open. When they are, a league ranks pseudonymous members by XP only — never dollar amounts, balances, net worth, or returns. You can leave anytime.

Privacy

Dollar amounts never go on badges or leagues. These choices stay on this device.

Quiet modeTurn off celebrations

Linked accounts

Read-only bank, brokerage, retirement, and loan connections are planned so net worth and allocation can follow real balances. Account linking is not live. You would be able to view balances, not move money or place trades, and you could disconnect anytime. Manual entry stays. Allocation would be a summary, not a recommendation to buy or sell.

Use the same sign-in on the website and here. Linking will be one connection for both, not two Plaid apps.

Important

Fastlane Rewards and account linking are planned. Details may change.
Nothing here rewards trading, trading frequency, a specific security, or buying a financial product.
Streaks measure contributions you confirm, not investment performance.
This is an educational tool. It is not investment, tax, or legal advice.